Saving Money on Groceries
Saving money on groceries can be an essential component of your overall budgeting and money management strategies. Of course, buying groceries is something we regularly do and there's no escaping it. So, it pays to learn a few tricks that add up to meaningful dollars.
Here are some ideas for saving money on groceries:
- Always carry a shopping list when you go to the store. Know what you need to buy, and only buy those items. Preparing a list beforehand can help you accomplish that. Just keep the list handy during the week and keep adding to it when you begin to run out of items. Then, your list will always be prepared and up-to-date when you are ready to go grocery shopping.
- Never shop for groceries when hungry. It's always harder to resist food temptations when your body and mind are thinking "food." In fact, the best time to go to the grocery store is after you have eaten.
- Watch out for "deals" that aren't really deals. An advertised special does not always mean the lowest price. Get in the habit of checking the "per unit price" that is included in small print on the grocery shelf price tag. That will enable you to accurately compare cost to determine the best value for the product you want to buy.
- Consider the size of the item you are purchasing. While the "per unit price" of a smaller package may be slightly more, if you don't need that quantity, don't buy it. Yet, if the product is something you regularly use, always buy the larger or bulk-sized quantity if it is more cost effective.
- Buy store or generic brands. Many times, they are the same quality as name brand goods, but are priced much lower. It is worth trying them at least once to see. If a sale price on a name brand item doesn't bring down the price to equal or less than the store or generic brand, then go with the store brand.
- Stock up on items you use when they go on sale. If there is a special on an item you need regularly, buy extra if your monthly budget can handle it. You will end up saving money in the long run.
Use coupons. You'll find them in newspapers, online, in the mail, on your shopping receipts and other places. Yet, don't use them for things you don't need in the first place. For more about coupons, click here: Saving with Coupons.
- Apply for your grocery store's free membership or discount card, if available. These cards are specifically designed to help customers with saving money on groceries. When you use your card at checkout, you'll be eligible for additional price reductions on items you purchase. The pennies savied can add up quickly.
- Always review your receipt upon on checkout. Check to be sure those deals and discounts are applied to your purchases.
In addition, only buy grocery items in your grocery store. Convenience stores, drug stores and other retailers that carry various grocery items typically charge a higher price.
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